In our visit to Cooperativa De Todas, we interview the partner, Marcia Espinoza, who lives and have her bussiness in Cooperativa 3 De Noviembre, Guasmo Central.

We asked Marcia a few questions related with the work of De Todas and the partners, between those questions we asked her about the facilities that the institution gives to the partners for their personal, family and economic development, and she explained us that the Cooperativa gives them all the posible facilities, including conferences and curses to learn about rentability and how to maintain a bussiness, in her case, one of sheets and towels.

She also told us that if a member of the group doesnt pay the credit, it affects all the members, because they wont receive any credit if one of them doesnt pay, they all depend from eachother. Marcia and her friends feel motivated to pay beacuse they want to maintain their credit and keep it growing to save it and to invest it in the education of their children, food, etc.

For her, the most important change, involve her family and the confort that they feel since she became a member of Cooperativa De Todas.

We also asked her if they can open more than one bussiness at a time, and she explained us that they definetly can do it! It doesnt matter if the bussiness is going well or not so well, the can invest their money in different things.

As we noticed, Marcia Espinoza feels gratitude towards Cooperativa De Todas, because she feels that she has learned a lot and that the institution had help her and her partners.